Health Care Costs are on the rise, and insurance premiums are, perhaps, a bit unaffordable for the large family, especially if self-employed.
I know of co-workers whose premiums take a BIG chunk of money out of their monthly paycheck, and they complain of the high out-of-pocket expenses they incur with their medical insurance.
Is there an answer to these problems? I did some research and found what may be a great resource and help to those who could use some discounts with their rising medical costs. It's not an insurance, but is actually a health discount card that provides savings up to 60% off of your drug, dental, and vision costs. It even includes discounts off hundreds of national brand vitamins, supplements, weight loss products, and antioxidants for as little as $8.95 a month.
Simply click on the picture above and check out the Value Health Website before applying for the card, and you can check out what providers are participating for your zipcode and address.
If you're a family (like we were the last several years) that has not had any dental or orthodontia insurance, than good news for you! The
dental network provides members with discounts of 15% to 50%* on dental
procedures at over 76,000** available dental practice locations
nationwide. Members save on everything from general dentistry and cleanings to root canals, crowns and orthodontia.
As for pharmaceutical use, most popular nationwide drug stores participate with Value Health. It's
simple to use. The member simply presents the membership card to the
pharmacist with the prescription. The pharmacist calculates the
discount and the member pays the discounted price. No other forms
required.
Here are some of the highlights with the vision benefits:
Save
20% to 60% on prescription eyeglasses, including frames, lenses and
specialty items at participating retail locations nationwide. Also,
save 10% to 20% on contact lenses (excluding disposables) at
participating retail locations.
Savings of 10% to 30% on eye exams, and surgical procedures (including PRK and LASIK surgery).
Most frames, lenses and specialty items such as tints, coatings and UV protection are available.
Prices begin at $8.95 a month for single use, or $11.95 a month for family. Discounts are available if payments are made at one time for the year; you will actually receive almost two months free for the yearly payment plan!
And the best news yet? Absolutely NO RISK involved. This discount card program contains a 30 day cancellation period.
Member shall receive a full refund of membership fees, excluding
registration fee, if membership is canceled within the first 30 days
after receipt of membership materials.